eCashX
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Fast, Fair & Flexible Salary Advances

Apply in minutes. Track status in real time. Get money when you need it — the eCashX way.

Get Started I already have an account
5 min
Average application time
ZMW 0
Upfront fees
24/7
Online support

Why eCashX

Lightning-fast decisions

Streamlined flow and instant status updates.

Secure & transparent

Clear terms, secure uploads, verified accounts.

Flexible repayments

Designed around real salaries and real life.

Our Leadership Team

Meet the experienced professionals leading eCashX towards financial excellence and innovation.

Paul MC Mutale – Chief Executive Officer

Paul MC Mutale

Chief Executive Officer

Driving innovation in financial services with over 15 years of industry experience.

Contact: info@ecashx.net

Matthews K. Chilufya – Acting Chief Operating Officer

Matthews K. Chilufya

Acting Chief Operating Officer

Ensuring operational excellence and customer satisfaction across all business units.

Contact: info@ecashx.net

Our Mission

To provide accessible, transparent, and efficient financial solutions that empower individuals and businesses in Zambia through innovative technology and personalized service.

How it works

Create account

Register and verify your email

Upload docs

NRC, payslips/bank statements

Review

Officer reviews and updates status

Get paid

Funds disbursed once approved

Apply now

Rates & Fees

Pricing is risk-based and depends on factors like your credit score, employment, and affordability assessment. There are no upfront fees, and you always see your total cost before you accept.

Credit Grade Typical monthly rate*
A (Excellent)2.0% – 3.5%
B (Good)3.5% – 4.8%
C (Fair)4.8% – 6.2%
D (Limited)6.2% – 7.5%
E (Developing)7.5% – 9.0%

*Illustrative ranges for estimates only. Final pricing is shown in your offer after our assessment. Early settlement reduces interest.

Estimate your total cost

Estimated rate
Estimated interest
Total to repay

This calculator uses simple interest for illustration. Your final offer may include a different rate based on your full credit assessment and selected repayment schedule. No upfront fees.

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Get in Touch

Ready to get started? Contact our team for personalized assistance with your loan application.

Phone

+260 972 960 400

+260 972 960 407

Mon–Fri 8:00–17:00

Email

info@ecashx.net

Address

27/24 Manchinchi Road

Lusaka, Zambia

Hours

Mon–Fri: 8:00–17:00

Sat: 9:00–13:00

Ready to Apply?

Join thousands of satisfied customers who trust eCashX for their financial needs.

Get Started Today